Admissions open 24/7DHCS licensedJoint Commission accredited
Find out what your health plan covers for detox and rehab at Oceans Luxury Rehab in San Clemente, Orange County. Share a few details and our admissions team checks your benefits with your insurer, usually right away.
Free · Confidential · No commitment
Enter your details and insurance information below. We contact your insurer directly and call you back with a plain-language summary of what your plan covers. Prefer to talk? Call (844) 798-0516.
Your information is used only to verify your benefits and is protected under HIPAA. Submitting this form does not commit you to treatment.
Insurance we work with
Oceans works with most PPO plans, including Aetna, Cigna, Anthem Blue Cross and GEHA. Coverage for detox and residential treatment depends on your specific plan, so we confirm the details with your insurer before you arrive.
Many Aetna PPO plans include benefits for medical detox and residential addiction treatment. We check your deductible, out-of-pocket maximum and whether Aetna requires pre-authorization.
Cigna plans often cover substance use treatment, including detox and residential care. We confirm which levels of care your plan covers and what you would pay.
Anthem Blue Cross is one of California’s largest health insurers. We verify your Anthem PPO benefits for detox, residential treatment and step-down care.
GEHA provides health plans for federal employees, retirees and their families. We confirm your behavioral health benefits and any authorization GEHA requires.
Have a different PPO plan? Ask us about yours. Call (844) 798-0516 or use the form above.
Simple, fast and private
Fill out the form or call us. All we need is your name, date of birth and the information on your insurance card.
Our admissions team reaches out to your insurance company directly to confirm your behavioral health benefits.
We call you back with a plain-language summary of what’s covered, what you may owe and your next steps.
Most health plans must cover treatment for substance use disorders. Under federal parity law, plans can’t make addiction treatment benefits more restrictive than coverage for other medical care. What your plan pays depends on your plan type, your network status, your deductible and whether each level of care is medically necessary.
| Level of care | What it is |
|---|---|
| Medical detox | 24/7 medical care while your body clears alcohol or drugs. Usually about 7 days. |
| Residential treatment | Living on site with daily therapy and support. Typical stays run about 30 days. |
| Partial hospitalization (PHP) | Full-day treatment, 5 days a week, while living at home or in sober living. |
| Intensive outpatient (IOP) | Several sessions a week that fit around work and family. |
| Dual diagnosis care | Treatment for addiction alongside anxiety, depression or trauma. |
Want to see how coverage usually works before you verify? Try our free rehab insurance coverage checker.
Not having insurance, or having a plan that won’t cover everything, shouldn’t stop you from reaching out. If your plan leaves a gap, our admissions team will explain exactly what it is and walk you through your options.
Call (844) 798-0516 to talk it through, free and confidential.
Everything you share is used only to verify your benefits. It’s handled under HIPAA and is never sold or shared. Verifying your benefits is completely confidential.
Read our HIPAA policy and privacy policy.
Fill out the secure form on this page or call (844) 798-0516. Share your name, date of birth and the details on your insurance card. Our admissions team contacts your insurer and calls you back with a plain-language summary of your benefits.
Yes. Verifying your insurance is completely free and confidential, and there is no obligation to start treatment.
In most cases we can check your benefits right away. If your insurer needs more time, we’ll keep you updated and call you as soon as we have answers.
Oceans works with most PPO plans, including Aetna, Cigna, Anthem Blue Cross and GEHA. If you have a different plan, contact us and we’ll check it for you.
No. A benefits check is just information. You decide if and when to start treatment.
Yes. A family member can start the process for a loved one. We’ll need the policyholder’s insurance details, and some insurers require the member’s permission before sharing benefit information.
No. Your information is handled under HIPAA and used only to verify your benefits. We don’t contact your employer.
Our admissions team will explain any gap in coverage, such as a remaining deductible or coinsurance, and walk you through your options before you make any decision.
